Almost living debt free

So in a few months time my husband and I will be living debt free for the first time since we met, I am super excited

When we started dating he was already heavily in debt and he wasn’t helping himself, adding to it rather than clearing it – I tried to talk him round but it’s hard to change someones habits of a lifetime. At one stage before we moved in together his debts were nearly cleared, but buying the house and renovating it put us back a few steps – no where near the amount of debt he was in when we met, but another 3 or 4 years worth to pay off.

At this point I also took charge of our finances and rather than trying to convince him to change his habits I kicked his backside if he spent anything I hadn’t budgeted for – sure it made for some rows along the way and I hated being the ‘nagging wife’ but he knows it was necessary. We go an i.v.a. which helped out dramatically and now, come June 1st 2010 when our last payment is due (assuming no disaster occur before then!). we will officially be living debt free

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